Expertise
Insurance
Insurance law specialists protecting you and your business
From public liability through to professional indemnity, Ford Sumner’s specialist insurance law team can help you with your insurance issue.
We have represented New Zealand insurers on a diverse range of cases – including responding to policy claims, acting for insurers by appointment, writing and reviewing policy wording, advising insurers on regulatory compliance, and more.
Our specialist insurance lawyers also advise and represent individual policy holders dealing with insurers.
Finding solutions for your insurance challenges
Policy response
We quickly interpret policy terms after an incident and clarify coverage, exclusions, and next steps for you.
Acting for insurers by appointment
We represent insurers in claims to protect their reserves and reputations. We’ll defend you against liability, negotiate settlements, and handle all litigation.
Reviewing and writing policy wording
We draft and audit your policy wording so that it’s clear and compliant, avoiding ambiguities that could trigger disputes.
Advising insurers on regulatory compliance
We help insurers understand and comply with insurance regulations and with licensing, solvency, and consumer-disclosure rules.
Cover for businesses
We assess your corporate risk profile and recommend the optimal cover limits, endorsements, and insurance programme structure for your business, preventing any costly gaps.
Managing risk
We identify your operational exposures, and design risk-mitigation strategies and insurance programmes that reduce the frequency and size of claims.
Advising policyholders
We act for policyholders to resolve coverage disputes and defend against allegations of non-disclosure or misrepresentation, including through negotiation, mediation, or the courts.
Disaster recovery
We coordinate legal responses for insured organisations after a catastrophic event – including policy reviews, urgent notifications, preparation of claims, and continuity planning – to accelerate the organisation’s recovery.
Meet the insurance law team
News and insights
Insurance law: Legal updates and case studies
At Ford Sumner Lawyers, we care deeply about our local community and the impact of economic shifts and legislative changes. That’s why our team personally writes legal updates to share practical insights, keeping you informed and empowered in this constantly evolving landscape.
External Investigations: A Guide For Employers
Workplace investigations can be among the most challenging and sensitive aspects of managing a business and employing staff. These processes can be stressful and disruptive,...
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Parliament Addresses Director Safety Concerns on legal and
For many retail business owners and directors, the requirement to publicly list a residential address on the New Zealand Companies Register has created ongoing privacy...
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Contributory conduct in an unjustified dismissal:
Dismissing an employee for inappropriate or serious misconduct may be unjustified where the employer failed to follow a fair process. However, an employee’s contributory conduct...
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