Expertise
Insurance Law Specialists
Why Choose Ford Sumner Lawyers?
From public liability through to professional indemnity – the Ford Sumner Lawyers legal team can help.
Ford Sumner Lawyers has an extensive insurance practice and a proven track record, having represented New Zealand’s insurers on diverse cases involving policy response, acting for insurers by appointment from insure, reviewing and writing policy wording, providing regulatory and compliance advice to insurers, and more.
While we have extensive experience representing insurers, we also have a specialist team of insurance lawyers that represent and advise individuals.
Finding Solutions For Your Unique Needs
Policy Response Advice
Rapidly interpret policy terms after an incident, clarifying coverage, exclusions and next steps so claims progress smoothly and stakeholders stay informed.
Acting For Insurers by Appointment From Insurer
Represent insurers in claims, defending liability, negotiating settlements and handling litigation to protect reserves and reputations.
Reviewing and Writing Policy Wording
Draft and audit policy wording—clear, compliant and market-fit—reducing ambiguities that trigger disputes.
Providing Regulatory and Compliance Advice to Insurers’ Provide Advice Regarding Scope of Insurance
Navigate evolving insurance regulation, licensing, solvency and consumer-disclosure rules, ensuring compliance and avoiding enforcement.
Cover for Businesses
Assess corporate risk profiles and recommend optimal cover limits, endorsements and programme structures to prevent costly gaps.
Risk Management
Identify operational exposures, design risk-mitigation strategies and insurance programmes that reduce claim frequency and severity.
Policy Issues
Resolve coverage disputes, non-disclosure allegations and misrepresentation claims through negotiation, mediation or courts.
Disaster Recovery
Coordinate legal response after catastrophic events—policy reviews, urgent notifications, claim preparation and continuity planning—to accelerate recovery.
News & Insight
Latest Insurance Law Legal Updates
At Ford Sumner Lawyers, we care deeply about our local community and the impact of economic shifts and legislative changes. That’s why our team personally writes legal updates to share practical insights, keeping you informed and empowered in this constantly evolving landscape.
Retentions Must Be Returned – The
Retentions under a subcontract are held on trust by the head contractor for the benefit of the subcontractor. If retentions are withheld, contingent on anything...
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Court takes Uber for joyride: but
The Court of Appeal has found four drivers were employees of Uber when they were logged into the Uber driver app. While Uber was successful...
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Employment Court widens the definition of
Payments may now be part of ‘gross earnings’ despite being labelled ‘discretionary’ and as such be liable for inclusion in the calculation of holiday pay....
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